Investor Programs

DSCR Loan Options

DSCR (Debt Service Coverage Ratio) loans allow real estate investors to qualify based on the property's rental income rather than personal income documentation.

🏠 DSCR Loan Options

Standard DSCR Purchase Loan

Uses the property's rental income to help determine eligibility, offering a streamlined path for investors purchasing new rental properties.

DSCR Refinance Options

Investors may refinance existing rental properties using DSCR guidelines, allowing for simplified qualification based on rental performance.

Short‑Term Rental (STR) DSCR Programs

Some programs allow qualification using projected income from short‑term rentals such as vacation properties, subject to program requirements.

Portfolio DSCR Programs

Certain lenders may allow multiple properties to be financed under DSCR guidelines, supporting investors with larger portfolios.

🌟 Why Texas Investors Choose DSCR Financing

DSCR loans offer flexibility, streamlined qualification, and support for rental‑based income, making them a strong choice for Texas real estate investors. Whether you're acquiring your first rental property or expanding an established portfolio, DSCR financing provides a practical, investor‑focused solution.

Ready to Grow Your Portfolio?

Talk to Kay about DSCR options — one conversation, no obligation.

📞 Call 817-456-3555 Apply Now

📄 Required Disclosures (Texas‑Compliant)

Texas Mortgage Disclosure

This is not a commitment to lend. All loans are subject to credit approval, property eligibility, and program guidelines. Terms and conditions may change without notice. Not all applicants will qualify.

Equal Housing Opportunity

We are an Equal Housing Lender. Housing discrimination is prohibited by federal law.

NMLS Consumer Access

Verify a mortgage company or individual license at: www.nmlsconsumeraccess.org

Texas Recovery Fund Notice

Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending. Forms and instructions are available at www.sml.texas.gov.

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